Intellectual Property Rights

Unless otherwise stated in a particular article contained on the "In the Know" web pages (the "Web Pages"), Nationwide Building Society ("Nationwide") or Nationwide's licensors own and retain ownership of all intellectual property rights contained on the Web Pages. Other than downloading and caching for viewing purposes, you are not permitted to copy, republish or store Web Pages content in any private or public electronic retrieval system.

Exclusion of all Express and Implied Warranties

Nationwide have taken reasonable care to ensure that the information provided on these Web Pages is accurate, but Nationwide give no express or implied warranties in relation to the accuracy or completeness of any such information.

Nothing contained on the Web pages constitutes investment, legal or other advice specific to you and should not be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment or making any structural modifications to your home.

Content on the Web Pages, including opinions are generic and are provided by Nationwide for your personal use and information only and may be amended by Nationwide at any time without notice. Nationwide disclaims all liability for and does not endorse any opinions expressed by individuals who are not providing their opinions on the Web Pages in their capacity as employees of Nationwide.

Exclusion of Liability

As far as is permitted under English law and by the Financial Services Authority (in particular the Financial Services and Markets Act 2000) , Nationwide exclude all liability in any event including negligence for any contractual claim for damages or loss of any kind, including direct, indirect, and consequential damages, expenses or losses arising out of, or in connection with your use or inability to access the Web Pages, or in connection with any error, omission, defect, virus or system failure, use of, performance of, or linking to other sites from these Web Pages.

No Contract for Services

Nothing on these Web Pages should be construed as an offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction, or to provide any investment advice or service of any kind.

Law and Jurisdiction

English law applies to this Disclaimer and (as far as English law allows) the English courts shall have exclusive jurisdiction over any dispute which may arise.