Guaranteed Equity Bond - Legal & General Capital Guaranteed Multi-Index Equity Bond 7

Are you looking for an investment where your capital is guaranteed? The Legal & General Capital Guaranteed Multi-Index Equity Bond 7 (Guaranteed Equity Bond, or GEB) is a six year fixed term deposit bond that guarantees your capital and offers a potential growth of up to 55% of your original investment if held for the full six year term.

Withdrawals are not permitted during the six year term.

Stock market growth potential

The Guaranteed Equity Bond is linked to the performance of the FTSE 100, Dow Jones EuroSTOXX50® and Nikkei 225 indices. The final return will be your original capital plus 70% of any growth in the selected stock market indices subject to final year averaging, up to a maximum return of 55% of your original investment.

Find out more about how it works.

A guaranteed equity bond may be of interest to you if...

• you want to invest your money for a fixed term of six years
• you want your original capital to be guaranteed at the end of the term
• you want the potential for an investment return linked to three major world stock market indices
• you are happy to receive a return at the end of six years rather than receive annual or monthly interest

A Guaranteed Equity Bond may not be suitable if you are looking for:

• access to your money during the six year fixed term
• direct investment in the stock market
• a way to set aside money for emergencies
• a product that provides annual or monthly interest

What are the risk factors?

• unless the performance of your Guaranteed Equity Bond meets or exceeds the rate of inflation, the real value of your investment will reduce
• you will not have access to your money until the end of the fixed term of six years
• if you die during the fixed term and your beneficiaries encash the plan, the amount returned to your estate may be less than the original amount invested

Other information to note:

Your money will not be invested directly in the companies that make up the FTSE 100 Index, Dow Jones EuroSTOXX50® Index and Nikkei 225 Index. As a result, you will not be eligible to receive any dividend income or have the opportunity for reinvestment of the dividends from the companies that form these indices.

Nationwide subscribes to the Banking Code, a copy of which is available on request.

The Guaranteed Equity Bond is not a building society account and is not regulated by the Financial Services Authority.

Compensation

Legal & General is not covered by the Financial Services Compensation Scheme for this product and you will not be entitled to compensation from the scheme if Legal & General cannot meet its obligations. However, before the start date and after the fixed term, your money is held in trust by Legal & General in a designated client account. In all circumstances, your investment receives the protection afforded to it under the trust law of England and Wales. This means your money is separate to Legal & General's money and is protected from the creditors of Legal & General in the event that Legal & General cannot meet its obligations to these creditors.

While invested, your money is held by Nationwide as the deposit taker. If Nationwide becomes insolvent, you may be entitled to compensation under the Financial Services Compensation Scheme. Deposit accounts are covered for 100% of the first £50,000 of each customer's claim. Any investment made into the Guaranteed Equity Bond should be taken into account when calculating your total deposit holding with Nationwide.

Further details on compensation arrangements are available from us on request or direct from the Financial Services Compensation Scheme. Legal & General will not meet the obligations of the deposit taker, if the deposit taker fails.

Apply now for a Guaranteed Equity Bond.