Loans

Winter Loan Offer
*From 4th December we have reduced our interest rate from 8.9% to 7.9% APR Typical for loans of £7,500 to £14,999¹ for Nationwide FlexAccount (Debit Card) and/or mortgage customers.
Whatever your plans are, whether you've decided to buy a new car, planning some home improvements or are looking to pay off existing loans and credit, a Nationwide personal loan could help you turn these plans into reality.
Choose a Nationwide personal loan and you get:
- a competitive interest rate, 7.9% APR Typical for loans of £7,500 to £14,999 for our FlexAccount (Debit Card) and/or mortgage customers¹
- other loan amounts are available, see Summary Box for details
- a decision in minutes
- choose repayment terms between 1 and 7 years
- one fixed rate for the term of your loan so your repayments will never change
- no repayments for the first month
- no hidden fees or charges for setting up your loan
Responsible lending at Nationwide
Remember, you should consider all borrowing options carefully and seek independent advice where necessary.
At Nationwide, we take our responsibilities as a lender seriously. For details of our approach as a responsible lender, as well as our expectations of you as a responsible borrower, please take time to read our responsible lending statement
¹ The rate offered will depend on the amount you wish to borrow and your individual circumstances.
