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The right first time buyer mortgage

Putting your first step on the housing ladder can be an intimidating experience. That's why at Nationwide we aim to make the process as easy as possible for you - offering not just great rates, but flexible first time buyer mortgage deals. We can guide you through every step when it comes to sorting out your first time buyer mortgage. If you have any questions, we're here to help.

  • A range of products with competitive rates.
  • A lending decision in minutes.
  • A range of flexible features built in as standard.
  • All backed up with excellent customer service.
  • Why choose Nationwide for your first time buyer mortgage?

    Why we're different – Nationwide is proud to be different from most other high street lenders. We're a building society - not a bank - so we work of behalf of our members, not shareholders. This means that you can have the peace of mind of knowing that by taking out a first time buyer mortgage with Nationwide you're getting a great deal now and for the future. You won't have to switch to another lender when your original deal comes to an end.

  • What are your first time buyer mortgage options?

    As a first time buyer, you may be new to the different types of mortgages available to you. At Nationwide we like to keep things simple – offering two main first time buyer mortgage deals: variable rate and fixed rate. All of our first time buyer mortgage deals are flexible as standard, and you can choose from a range of repayment options and special features.

    You can find out more below...

  • Great value first time buyer mortgage deals today

    Competitive rate first time buyer mortgage rate – our fixed and tracker rate home mortgage deals are some of the most competitive on the market.

    Competitive fees – we will never surprise you with hidden extras or unexpected fees. You can view a full list of our competitive fees and charges and we'll make sure you know what you'll have to pay when you apply.

  • And great value tomorrow...

    Flexibility – All our mortgages come with flexibility as standard, so as your circumstances change your mortgage can adapt with them.

    No extended tie-ins – like most UK mortgage lenders, there is an Early Repayment Charge if you repay within your deal period. However, unlike other lenders, you won't be tied in to any Early Repayment Charges that extend beyond the deal period.

  • First time homebuyers – where do you begin?

    If you're considering buying a home but haven't started looking yet, it's worth getting an idea of how much you can afford to borrow, and what your monthly repayments might be. Not only can this help you narrow down your property search to a certain price bracket, it means that you won't put any extra pressure on your finances when you arrange your mortgage deal.

    • First time homebuyers should take a look at our calculator pages.
  • Types of mortgages for first time homebuyers

    As a first time buyer, you may be new to the different types of mortgages available to you. We like to keep things simple at Nationwide – with two main first time homebuyer mortgage types: variable rate and fixed rate.

    • All of our mortgage deals offer flexible features as standard.
  • Help and assistance when you need it

    Extra help – we have a variety of online tools and calculators to help you - from working out how much you can afford to borrow, finding out the current value of homes in your area, or even a quick quote of how much your monthly repayments might be. Visit our calculator page for more details.

    Application tracking – once you've applied for a new mortgage deal, our free Mortgage Application Tracking Service will keep you right up to date with your progress.

    On top of that, you can take advantage of our award winning in-branch support and great customer care.

  • A mortgage deal the way you want it
    Choose a mortgage that suits you – we offer two types of mortgage – variable rate or fixed rate mortgages.

    You can also choose between repayment, interest only or part and part monthly repayment plans for your mortgage.

    And, if you decide to take out a first time buyer mortgage with Nationwide, you may want to consider mortgage protection, or home insurance to give you that added peace of mind.

  • First time buyer mortgage – what can you afford?

    It's important to work out how much you can afford to borrow for your first time buyer mortgage. Our affordability calculator will help you work out what size of mortgage you may be able to afford.

    It's also worth using our quick quote calculator to get an idea of what your monthly repayments would be. We believe in offering you a great deal - but also in helping you avoid stretching your finances too far.

  • Excellent customer service

    Extra help – we have a variety of online tools and calculators to help you - from working out how much you can afford to borrow or even a quick quote of how much your monthly repayments might be.

    Application tracking – once you've applied for a new mortgage deal, our free Mortgage Application Tracking Service will keep you right up to date with your progress.

    On top of that, you can take advantage of our award winning in-branch support and great customer care.

Don't just take our word for it. Why not get a quick quote now, and see what your mortgage could cost per month.

Already decided on one of our products - then it's simple to apply online now.

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