Home mover: fixed mortgage rates

• Your interest rate is fixed for a period of time.
• At the end of the fixed rate period you move to our variable Base Mortgage Rate (BMR) for the remainder of the mortgage.
• No extended tie-in after the fixed rate period.

The BMR is currently only available to existing Nationwide mortgage customers reaching the end of their deal period.

Please note that our mortgage products can change or be withdrawn at any time, and rates are only guaranteed at the time of application.

* A reservation fee may be payable depending on the product selected. If you choose the no reservation fee option you will pay a higher rate of interest over the deal period compared to the reservation fee option. If you choose the option with a reservation fee you can pay this when you apply or you can add it to your loan. If you add this fee to your loan you will be charged interest on it during the term of the loan.

+ A £25,000 minimum borrowing limit applies to all 2 year no fee products.

Early Repayment Charges apply. See fees and charges for more details.

Borrowing limits apply. Please ask for details.

FAQs

• What are fixed mortgage rates?

  With fixed mortgage rates, your monthly repayments will stay the same for an agreed period of time. Over that time, your interest doesn't change, even if the base rate goes up or down. It offers you the added security of knowing what your rates will be in the future so you can plan your budget.

  Because Nationwide is a building society, and not a bank, we can focus on getting the best value for our customers and members - not shareholders.

• Are fixed mortgage rates right for you?

  Fixed rate mortgages are particularly useful for anyone who needs to keep a close eye on their budget and monthly outgoings. If you prefer to have the security of knowing how much is leaving your account each month, then a Nationwide fixed rate mortgage deal may be the best option for you.

  If not, you might want to consider one of our variable rate mortgage deals.