Instant Access Savings Rates
| Product | Balance | AER % |
AER* % |
Gross p.a.% |
Net p.a.% |
|
|---|---|---|---|---|---|---|
| e-Savings Plus - interest rates payable where 3 or fewer withdrawals are made each year A savings facility operated online. Make transfers whenever you like, 24 hours a day, to and from Nationwide's current account, our FlexAccount. Effective from:01/01/2009 |
£1 - £100,000 | 2.75 | n/a | 2.75 | 2.20 | More info Apply now |
| e-Savings Plus - interest rates payable where 4 or more withdrawals are made each year A savings facility operated online. Make transfers whenever you like, 24 hours a day, to and from Nationwide's current account, our FlexAccount. Effective from:01/01/2009 |
£1 - £100,000 | 0.50 | n/a | 0.50 | 0.40 | More info Apply now |
| e-Savings A savings facility operated online. Make transfers whenever you like, 24 hours a day, to and from Nationwide's current account, our FlexAccount. Effective from:01/01/2009 |
£1 - £3,000,000 | 1.95 | n/a | 1.95 | 1.56 | More info Apply now |
| e-Bond Maturity Account Only available to customers with a matured e-Bond. Effective from:01/01/2009 |
£1 - £3,000,000 | 1.95 | n/a | 1.95 | 1.56 | |
| Monthly Income 60+ Instant access passbook operated account for people aged 60 or over. Effective from:01/01/2009 |
£1 - £2,000,000 | 2.00 | n/a | 1.98 | 1.58 | More info Apply in branch |
| We guarantee that the Monthly Income 60+ AER will match or better the Bank of England Base Rate until 31 January 2011. | ||||||
| InvestDirect The postal account you can run from home. Effective from:01/01/2009 |
£1 - £9,999 | 0.85 | n/a | 0.85 | 0.68 | More info Apply now |
| £10,000 - £24,999 | 0.95 | n/a | 0.95 | 0.76 | ||
| £25,000 - £49,999 | 1.05 | n/a | 1.05 | 0.84 | ||
| £50,000 - £2,000,000 | 1.15 | n/a | 1.15 | 0.92 | ||
| Instant Access ISA A passbook account that gives you tax-free returns. Effective from:01/01/2009 |
£1 - £9,999 | 1.50 | n/a | 1.50 | n/a | More info Apply in branch |
| £10,000 - £24,999 | 1.60 | n/a | 1.60 | n/a | ||
| £25,000+ | 1.70 | n/a | 1.70 | n/a | ||
| Regular Savings Flexible, instant access regular savings account managed via LINK cash machines or online that lets you save up to £250 a month. Effective from:01/01/2009 |
£1 - £99* | 1.10 | n/a | 1.10 | 0.88 | More info Apply now |
| £100 - £199* | 2.60 | n/a | 2.60 | 2.08 | ||
| £200 - £250* | 3.10 | n/a | 3.10 | 2.48 | ||
| *Monthly increase in balance. We guarantee that the interest rates (AER) on Regular Savings will track changes in the Bank of England Base Rate until 1 January 2010. | ||||||
| CashBuilder Card Instant access account with cash card. Effective from:01/01/2009 |
£1 - £2,000,000 | 0.10 | n/a | 0.10 | 0.08 | More info Apply now |
| CashBuilder Book Instant access account with passbook. Effective from:01/01/2009 |
£1 - £2,000,000 | 0.10 | n/a | 0.10 | 0.08 | More info Apply in branch |
Interest rate definitions:
AER - AER stands for annual equivalent rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross - The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
Net - The net rate of interest is the interest rate payable after any income tax is deducted (if you do pay tax).